Elko, NV
Elko, NV's wildfire risk, in USFS's own numbers
Elko's 7,622 buildings earn a 100th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Elko's burn probability — fire likelihood with no building count factored in — sits at the 100th percentile nationally.
Where Elko's buildings actually sit
7,622 buildings are counted in Elko, and 85.7% of them are Indirect exposure — ember-driven risk rather than the 13.8% in Direct exposure or the 0.5% rated Minimal. At 7,622 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Elko compares
Elko's risk sits at a similar level relative to Nevada (98th percentile statewide) as it does nationally (100th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Elko ranks 42 for wildfire risk (1 is highest) and 2,242 by building count (1 is largest). Within Nevada alone, it ranks 3 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
Shopping for coverage in Elko
At the 100th percentile nationally, Elko carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 85.7% of Elko's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Elko's 100th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Elko, see the exposure-zones guide.