Elkhorn City, KY
Elkhorn City wildfire risk explained
USFS scores Elkhorn City at the 94th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 612 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elkhorn City at the 96th percentile, close to its 94th-percentile risk score.
Elkhorn City's building exposure, zone by zone
612 buildings are counted in Elkhorn City, and 82.4% of them are Indirect exposure — ember-driven risk rather than the 17.7% in Direct exposure or the 0% rated Minimal.
How Elkhorn City compares
Elkhorn City scores 94th nationally and 99th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Elkhorn City ranks 1,889 for wildfire risk (1 is highest) and 15,668 by building count (1 is largest). Within Kentucky alone, it ranks 6 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Elkhorn City
Elkhorn City's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Elkhorn City (82.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Elkhorn City's 1,889-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Elkhorn City, see the exposure-zones guide.