Elk Ridge, UT
Elk Ridge, UT's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Elk Ridge lands at the 96th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,338 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Elk Ridge at the 93rd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 61.4% of Elk Ridge's buildings as Direct exposure, higher than its 38.6% Indirect share and far above its 0% Minimal share — a profile where 822 structures sit close enough to vegetation that lot clearing matters most.
Where Elk Ridge ranks
There's little gap between Elk Ridge's 96th national percentile and its 83rd percentile inside Utah, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Elk Ridge ranks 1,432 for wildfire risk (1 is highest) and 9,893 by building count (1 is largest). Within Utah alone, it ranks 57 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Elk Ridge's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 61.4% of Elk Ridge in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Elk Ridge's figures come from
Elk Ridge's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Elk Ridge's dominant direct exposure actually means, with real examples from across the dataset.