Elizaville, KY
Elizaville, KY's wildfire risk, in USFS's own numbers
Elizaville sits at the 37th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 193 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elizaville at the 40th percentile, close to its 37th-percentile risk score.
What "at risk" means for the buildings here
95.9% of Elizaville's 193 buildings sit in USFS's Direct exposure zone, roughly 185 structures close enough to burnable vegetation for flame contact, not just embers — 4.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Elizaville ranks
Within Kentucky, Elizaville ranks higher (65th percentile) than it does nationally (37th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Elizaville ranks 19,943 for wildfire risk (1 is highest) and 25,120 by building count (1 is largest). Within Kentucky alone, it ranks 194 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Elizaville and the insurance market
At the 37th national percentile, Elizaville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 95.9% of Elizaville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 193 counted buildings into the percentiles shown above for Elizaville. For more on what direct exposure implies beyond Elizaville, see the exposure-zones guide.