Elizaville, IN
Elizaville wildfire risk explained
USFS scores Elizaville at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 104 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elizaville at the 2nd percentile, close to its 2nd-percentile risk score.
Where Elizaville's buildings actually sit
Only 41.4% of Elizaville's 104 buildings carry Direct exposure and 0% carry Indirect; the remaining 58.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Elizaville compares
Elizaville's risk sits at a similar level relative to Indiana (14th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Elizaville ranks 30,887 for wildfire risk (1 is highest) and 28,842 by building count (1 is largest). Within Indiana alone, it ranks 827 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Elizaville's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Elizaville
Even with 58.7% of Elizaville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Elizaville's figures come from
Elizaville's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Elizaville's dominant minimal exposure actually means, with real examples from across the dataset.