Elizabethtown, NY
How exposed is Elizabethtown to wildfire?
Elizabethtown sits at the 26th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 485 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Elizabethtown at the 26th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Elizabethtown's buildings actually sit
USFS classifies 73.8% of Elizabethtown's buildings as Direct exposure, higher than its 26.2% Indirect share and far above its 0% Minimal share — a profile where 358 structures sit close enough to vegetation that lot clearing matters most.
How Elizabethtown compares
Within New York, Elizabethtown ranks higher (54th percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Elizabethtown ranks 23,361 for wildfire risk (1 is highest) and 17,618 by building count (1 is largest). Within New York alone, it ranks 589 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Elizabethtown
At the 26th national percentile, Elizabethtown rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Elizabethtown (73.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Elizabethtown's 23,361-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Elizabethtown, see the exposure-zones guide.