Elizabethtown, IN
Elizabethtown wildfire risk explained
Elizabethtown's 286 buildings earn a 14th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elizabethtown at the 15th percentile, close to its 14th-percentile risk score.
What "at risk" means for the buildings here
Most of Elizabethtown's buildings (76.9% of 286) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Elizabethtown against the rest of the country
Within Indiana, Elizabethtown ranks higher (66th percentile) than it does nationally (14th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Elizabethtown ranks 27,097 for wildfire risk (1 is highest) and 22,001 by building count (1 is largest). Within Indiana alone, it ranks 327 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 14th national percentile, Elizabethtown rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Elizabethtown's 76.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Elizabethtown's 27,097-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Elizabethtown, see the exposure-zones guide.