Elizabeth, LA
Elizabeth wildfire risk explained
USFS's Wildfire Risk to Communities model puts Elizabeth at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 306 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elizabeth at the 89th percentile, close to its 87th-percentile risk score.
Where Elizabeth's buildings actually sit
306 buildings are counted in Elizabeth, and 51.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Elizabeth ranks
Elizabeth scores 87th nationally and 97th within Louisiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Elizabeth ranks 4,035 for wildfire risk (1 is highest) and 21,471 by building count (1 is largest). Within Louisiana alone, it ranks 15 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Elizabeth and the insurance market
At the 87th percentile nationally, Elizabeth carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 51.6% of Elizabeth in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Elizabeth's figures come from
Elizabeth's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Elizabeth's dominant direct exposure actually means, with real examples from across the dataset.