Elizabeth, IN
Elizabeth wildfire risk explained
USFS scores Elizabeth at the 28th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 170 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elizabeth at the 30th percentile, close to its 28th-percentile risk score.
Elizabeth's building exposure, zone by zone
Of Elizabeth's 170 counted buildings, 74.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Elizabeth compares
Compare Elizabeth's two percentiles: 93rd within Indiana, only 28th nationally — a gap of 65 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Elizabeth ranks 22,683 for wildfire risk (1 is highest) and 26,018 by building count (1 is largest). Within Indiana alone, it ranks 67 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Elizabeth
Elizabeth's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 74.7% of Elizabeth in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Elizabeth's 22,683-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Elizabeth, see the exposure-zones guide.