Elida, OH
Elida, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Elida at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,056 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elida at the 2nd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
91.9% of Elida's 1,056 buildings sit in USFS's Minimal exposure zone, with only 8.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Elida compares
There's little gap between Elida's 2nd national percentile and its 14th percentile inside Ohio, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Elida ranks 30,834 for wildfire risk (1 is highest) and 11,561 by building count (1 is largest). Within Ohio alone, it ranks 1,081 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Elida
Elida's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 91.9% of Elida outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,056 counted buildings into the percentiles shown above for Elida. For more on what minimal exposure implies beyond Elida, see the exposure-zones guide.