Elgin, OR
How exposed is Elgin to wildfire?
Elgin sits at the 93rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,138 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Elgin at the 95th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Elgin's building exposure, zone by zone
Indirect exposure is dominant in Elgin (84.5% of 1,138 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 15.5% sit in the Direct zone.
Where Elgin ranks
Elgin scores 93rd nationally and 79th within Oregon — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Elgin ranks 2,183 for wildfire risk (1 is highest) and 11,030 by building count (1 is largest). Within Oregon alone, it ranks 88 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Elgin and the insurance market
Because Elgin is in Oregon, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Because 84.5% of Elgin's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Elgin's figures come from
The methodology guide shows exactly how USFS turned 1,138 counted buildings into the percentiles shown above for Elgin. The exposure-zones guide covers what Elgin's dominant indirect exposure actually means, with real examples from across the dataset.