Elgin, OH
Elgin, OH's wildfire risk, in USFS's own numbers
Elgin's 75 buildings earn a 0th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Elgin's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
Where Elgin's buildings actually sit
Only 8% of Elgin's 75 buildings carry Direct exposure and 0% carry Indirect; the remaining 92% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Elgin compares
Elgin's risk sits at a similar level relative to Ohio (1st percentile statewide) as it does nationally (0th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Elgin ranks 31,466 for wildfire risk (1 is highest) and 30,100 by building count (1 is largest). Within Ohio alone, it ranks 1,248 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Elgin and the insurance market
At the 0th national percentile, Elgin rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 92% of buildings rated Minimal exposure, Elgin gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Elgin's 31,466-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Elgin, see the exposure-zones guide.