Elgin (Lancaster), SC
How exposed is Elgin (Lancaster) to wildfire?
Elgin (Lancaster)'s 1,370 buildings earn a 64th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Elgin (Lancaster)'s burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
Where Elgin (Lancaster)'s buildings actually sit
Direct exposure dominates in Elgin (Lancaster): 80.7% of its 1,370 buildings, versus 19.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Elgin (Lancaster) compares
Inside South Carolina, Elgin (Lancaster) sits at just the 31st percentile even though it scores 64th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Elgin (Lancaster) ranks 11,391 for wildfire risk (1 is highest) and 9,749 by building count (1 is largest). Within South Carolina alone, it ranks 328 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Elgin (Lancaster)
At the 64th percentile nationally, Elgin (Lancaster) carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 80.7% of Elgin (Lancaster) in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Elgin (Lancaster)'s figures come from
Elgin (Lancaster)'s 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Elgin (Lancaster)'s dominant direct exposure actually means, with real examples from across the dataset.