Elfrida, AZ
Elfrida, AZ's wildfire risk, in USFS's own numbers
Elfrida's 441 buildings earn a 92nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Elfrida's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Where Elfrida's buildings actually sit
Of Elfrida's 441 counted buildings, 87.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Elfrida ranks
Inside Arizona, Elfrida sits at just the 66th percentile even though it scores 92nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Elfrida ranks 2,633 for wildfire risk (1 is highest) and 18,430 by building count (1 is largest). Within Arizona alone, it ranks 149 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Elfrida's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Elfrida
Because Direct exposure dominates in Elfrida (87.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 441 counted buildings into the percentiles shown above for Elfrida. For more on what direct exposure implies beyond Elfrida, see the exposure-zones guide.