Electric City, WA
Electric City, WA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Electric City at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 751 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Electric City at the 97th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Electric City's buildings actually sit
751 buildings are counted in Electric City, and 79.1% of them are Indirect exposure — ember-driven risk rather than the 20.1% in Direct exposure or the 0.8% rated Minimal.
Electric City against the rest of the country
There's little gap between Electric City's 97th national percentile and its 92nd percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Electric City ranks 1,055 for wildfire risk (1 is highest) and 14,117 by building count (1 is largest). Within Washington alone, it ranks 54 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
At the 97th percentile nationally, Electric City carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Electric City's 79.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 751 counted buildings into the percentiles shown above for Electric City. For more on what indirect exposure implies beyond Electric City, see the exposure-zones guide.