Eldridge, CA
Eldridge, CA's wildfire risk, in USFS's own numbers
Eldridge sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 554 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Eldridge's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Eldridge's building exposure, zone by zone
USFS puts 76.4% of Eldridge's 554 buildings in the Indirect exposure zone, versus 23.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Eldridge ranks
Eldridge ranks lower within California (46th percentile statewide) than its 84th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Eldridge ranks 5,193 for wildfire risk (1 is highest) and 16,514 by building count (1 is largest). Within California alone, it ranks 846 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Eldridge sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 84th-percentile score like Eldridge's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Eldridge's 76.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 554 counted buildings into the percentiles shown above for Eldridge. For more on what indirect exposure implies beyond Eldridge, see the exposure-zones guide.