Eldred, PA
How exposed is Eldred to wildfire?
Out of every US place USFS scores, Eldred lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 502 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Eldred's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Where Eldred's buildings actually sit
Direct exposure dominates in Eldred: 55.6% of its 502 buildings, versus 44.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Eldred against the rest of the country
Eldred scores 15th nationally and 15th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eldred ranks 26,674 for wildfire risk (1 is highest) and 17,317 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,690 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 15th national percentile, Eldred rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Eldred (55.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Eldred's 26,674-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Eldred, see the exposure-zones guide.