Eldred, NY
How exposed is Eldred to wildfire?
USFS scores Eldred at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 192 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eldred at the 39th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Eldred's buildings actually sit
USFS classifies 92.2% of Eldred's buildings as Direct exposure, higher than its 7.8% Indirect share and far above its 0% Minimal share — a profile where 177 structures sit close enough to vegetation that lot clearing matters most.
Where Eldred ranks
Within New York, Eldred ranks higher (82nd percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Eldred ranks 19,417 for wildfire risk (1 is highest) and 25,171 by building count (1 is largest). Within New York alone, it ranks 234 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 38th national percentile, Eldred rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 92.2% of Eldred in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Eldred's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Eldred, see the exposure-zones guide.