Eldorado, TX
How exposed is Eldorado to wildfire?
USFS's Wildfire Risk to Communities model puts Eldorado at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,252 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Eldorado's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Eldorado's building exposure, zone by zone
Indirect exposure is dominant in Eldorado (87% of 1,252 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 13% sit in the Direct zone.
Eldorado against the rest of the country
Eldorado scores 93rd nationally and 91st within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eldorado ranks 2,184 for wildfire risk (1 is highest) and 10,340 by building count (1 is largest). Within Texas alone, it ranks 155 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Eldorado and the insurance market
Eldorado's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 87% of Eldorado's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Eldorado's figures come from
The methodology guide shows exactly how USFS turned 1,252 counted buildings into the percentiles shown above for Eldorado. The exposure-zones guide covers what Eldorado's dominant indirect exposure actually means, with real examples from across the dataset.