Eldorado Springs, CO
Eldorado Springs, CO's wildfire risk, in USFS's own numbers
USFS scores Eldorado Springs at the 99th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 376 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eldorado Springs at the 98th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
376 buildings are counted in Eldorado Springs, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Eldorado Springs ranks
Eldorado Springs scores 99th nationally and 93rd within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eldorado Springs ranks 442 for wildfire risk (1 is highest) and 19,737 by building count (1 is largest). Within Colorado alone, it ranks 31 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Eldorado Springs and the insurance market
Eldorado Springs's very high rating (99th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Eldorado Springs (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 376 counted buildings into the percentiles shown above for Eldorado Springs. For more on what direct exposure implies beyond Eldorado Springs, see the exposure-zones guide.