Eldorado, MD
How exposed is Eldorado to wildfire?
Eldorado sits at the 73rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 38 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Eldorado at the 72nd percentile, close to its 73rd-percentile risk score.
Where Eldorado's buildings actually sit
38 buildings are counted in Eldorado, and 63.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Eldorado against the rest of the country
Within Maryland, Eldorado ranks higher (94th percentile) than it does nationally (73rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Eldorado ranks 8,543 for wildfire risk (1 is highest) and 31,208 by building count (1 is largest). Within Maryland alone, it ranks 34 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Eldorado
Eldorado's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Eldorado's 63.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Eldorado's figures come from
Every one of the two percentiles behind Eldorado's 8,543-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Eldorado's dominant direct exposure actually means, with real examples from across the dataset.