Elberfeld, IN
Elberfeld wildfire risk explained
Elberfeld's 422 buildings earn a 22nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elberfeld at the 23rd percentile, close to its 22nd-percentile risk score.
What "at risk" means for the buildings here
422 buildings are counted in Elberfeld, and 62.8% of them are Indirect exposure — ember-driven risk rather than the 37.2% in Direct exposure or the 0% rated Minimal.
How Elberfeld compares
Compare Elberfeld's two percentiles: 88th within Indiana, only 22nd nationally — a gap of 65 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Elberfeld ranks 24,450 for wildfire risk (1 is highest) and 18,787 by building count (1 is largest). Within Indiana alone, it ranks 121 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Elberfeld and the insurance market
At the 22nd national percentile, Elberfeld rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Elberfeld
With ember exposure the dominant pattern in Elberfeld (62.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Elberfeld's 24,450-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Elberfeld, see the exposure-zones guide.