El Reno, OK
How exposed is El Reno to wildfire?
USFS scores El Reno at the 80th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 8,736 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks El Reno at the 77th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
El Reno's building exposure, zone by zone
8,736 buildings are counted in El Reno, and 43.3% of them are Indirect exposure — ember-driven risk rather than the 20.9% in Direct exposure or the 35.9% rated Minimal. At 8,736 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How El Reno compares
El Reno's 80th national percentile looks worse in isolation than its 21st ranking inside Oklahoma does — this place is on the milder end for its own state, by 60 points. Among the 31,521 US communities USFS scores, El Reno ranks 6,279 for wildfire risk (1 is highest) and 1,909 by building count (1 is largest). Within Oklahoma alone, it ranks 662 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
El Reno's 80th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in El Reno
With ember exposure the dominant pattern in El Reno (43.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
El Reno's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond El Reno, see the exposure-zones guide.