El Jebel, CO
El Jebel, CO's wildfire risk, in USFS's own numbers
El Jebel sits at the 80th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,467 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts El Jebel at the 75th percentile, close to its 80th-percentile risk score.
Where El Jebel's buildings actually sit
65.2% of El Jebel's 1,467 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 34.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where El Jebel ranks
Inside Colorado, El Jebel sits at just the 54th percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, El Jebel ranks 6,234 for wildfire risk (1 is highest) and 9,324 by building count (1 is largest). Within Colorado alone, it ranks 219 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
El Jebel and the insurance market
At the 80th percentile nationally, El Jebel carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
El Jebel's 65.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,467 counted buildings into the percentiles shown above for El Jebel. For more on what indirect exposure implies beyond El Jebel, see the exposure-zones guide.