El Granada, CA
El Granada, CA's wildfire risk, in USFS's own numbers
El Granada's 2,245 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks El Granada at the 82nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of El Granada's buildings (78%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
El Granada against the rest of the country
El Granada's 82nd national percentile looks worse in isolation than its 44th ranking inside California does — this place is on the milder end for its own state, by 38 points. Among the 31,521 US communities USFS scores, El Granada ranks 5,570 for wildfire risk (1 is highest) and 6,823 by building count (1 is largest). Within California alone, it ranks 882 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
El Granada sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 82nd-percentile score like El Granada's can end up mattering for. More on the disclosure law.
Hardening a home in El Granada
Because 78% of El Granada's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where El Granada's figures come from
Every one of the two percentiles behind El Granada's 5,570-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what El Granada's dominant indirect exposure actually means, with real examples from across the dataset.