El Dorado, KS
El Dorado, KS's wildfire risk, in USFS's own numbers
El Dorado's 6,733 buildings earn a 89th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts El Dorado at the 85th percentile, close to its 89th-percentile risk score.
Where El Dorado's buildings actually sit
Only 7.8% of El Dorado's 6,733 buildings carry Direct exposure and 33.1% carry Indirect; the remaining 59.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 6,733 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where El Dorado ranks
El Dorado scores 89th nationally and 90th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, El Dorado ranks 3,430 for wildfire risk (1 is highest) and 2,571 by building count (1 is largest). Within Kansas alone, it ranks 73 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 89th percentile nationally, El Dorado carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 59.1% of El Dorado outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,733 counted buildings into the percentiles shown above for El Dorado. For more on what minimal exposure implies beyond El Dorado, see the exposure-zones guide.