El Castillo, TX
El Castillo, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts El Castillo at the 95th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 64 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, El Castillo's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in El Castillo: 100% of its 64 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How El Castillo compares
El Castillo's risk sits at a similar level relative to Texas (94th percentile statewide) as it does nationally (95th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, El Castillo ranks 1,746 for wildfire risk (1 is highest) and 30,526 by building count (1 is largest). Within Texas alone, it ranks 106 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
El Castillo's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 100% of El Castillo in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where El Castillo's figures come from
Every one of the two percentiles behind El Castillo's 1,746-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what El Castillo's dominant direct exposure actually means, with real examples from across the dataset.