El Campo, TX
El Campo wildfire risk explained
Out of every US place USFS scores, El Campo lands at the 55th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 5,873 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, El Campo's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
El Campo's building exposure, zone by zone
58.6% of El Campo's 5,873 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26.7% Direct and 14.7% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 5,873 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How El Campo compares
Inside Texas, El Campo sits at just the 10th percentile even though it scores 55th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, El Campo ranks 14,348 for wildfire risk (1 is highest) and 2,928 by building count (1 is largest). Within Texas alone, it ranks 1,620 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in El Campo
El Campo's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in El Campo (58.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
El Campo's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond El Campo, see the exposure-zones guide.