El Brazil, TX
El Brazil wildfire risk explained
El Brazil's 41 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, El Brazil's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in El Brazil: 100% of its 41 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where El Brazil ranks
El Brazil scores 93rd nationally and 92nd within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, El Brazil ranks 2,151 for wildfire risk (1 is highest) and 31,154 by building count (1 is largest). Within Texas alone, it ranks 150 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
El Brazil's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in El Brazil (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 41 counted buildings into the percentiles shown above for El Brazil. For more on what direct exposure implies beyond El Brazil, see the exposure-zones guide.