Eighty Four, PA
Eighty Four, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Eighty Four at the 38th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 710 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Eighty Four at the 40th percentile, close to its 38th-percentile risk score.
Where Eighty Four's buildings actually sit
710 buildings are counted in Eighty Four, and 81.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Eighty Four compares
Compare Eighty Four's two percentiles: 57th within Pennsylvania, only 38th nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Eighty Four ranks 19,549 for wildfire risk (1 is highest) and 14,564 by building count (1 is largest). Within Pennsylvania alone, it ranks 849 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 38th national percentile, Eighty Four rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Eighty Four
With 81.1% of Eighty Four in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Eighty Four's 19,549-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Eighty Four, see the exposure-zones guide.