Egg Harbor, WI
How exposed is Egg Harbor to wildfire?
USFS's Wildfire Risk to Communities model puts Egg Harbor at the 29th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 656 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Egg Harbor's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
Egg Harbor's building exposure, zone by zone
Of Egg Harbor's 656 counted buildings, 71.5% carry Direct exposure and only 9.3% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Egg Harbor ranks
Compare Egg Harbor's two percentiles: 61st within Wisconsin, only 29th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Egg Harbor ranks 22,490 for wildfire risk (1 is highest) and 15,125 by building count (1 is largest). Within Wisconsin alone, it ranks 318 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Egg Harbor and the insurance market
Egg Harbor's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Egg Harbor's 71.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Egg Harbor's figures come from
Every one of the two percentiles behind Egg Harbor's 22,490-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Egg Harbor's dominant direct exposure actually means, with real examples from across the dataset.