Effort, PA
Effort, PA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Effort lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 973 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Effort at the 52nd percentile, close to its 52nd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Effort: 96.6% of its 973 buildings, versus 3.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Effort against the rest of the country
Compare Effort's two percentiles: 85th within Pennsylvania, only 52nd nationally — a gap of 33 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Effort ranks 15,262 for wildfire risk (1 is highest) and 12,123 by building count (1 is largest). Within Pennsylvania alone, it ranks 296 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Effort and the insurance market
Effort's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Effort's 96.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Effort's 15,262-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Effort, see the exposure-zones guide.