Edmund, WI
Edmund wildfire risk explained
USFS scores Edmund at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 97 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Edmund at the 22nd percentile, close to its 22nd-percentile risk score.
Edmund's building exposure, zone by zone
USFS puts 74.2% of Edmund's 97 buildings in the Indirect exposure zone, versus 25.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Edmund against the rest of the country
Edmund's 39th-percentile standing inside Wisconsin outpaces its 22nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Edmund ranks 24,505 for wildfire risk (1 is highest) and 29,208 by building count (1 is largest). Within Wisconsin alone, it ranks 492 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Edmund's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Edmund (74.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Edmund's figures come from
Every one of the two percentiles behind Edmund's 24,505-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Edmund's dominant indirect exposure actually means, with real examples from across the dataset.