Edinburgh, IN
Edinburgh wildfire risk explained
Out of every US place USFS scores, Edinburgh lands at the 16th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,415 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Edinburgh at the 18th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Edinburgh's building exposure, zone by zone
Only 10.4% of Edinburgh's 2,415 buildings carry Direct exposure and 18.3% carry Indirect; the remaining 71.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Edinburgh compares
Within Indiana, Edinburgh ranks higher (70th percentile) than it does nationally (16th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Edinburgh ranks 26,466 for wildfire risk (1 is highest) and 6,476 by building count (1 is largest). Within Indiana alone, it ranks 290 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Edinburgh's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Edinburgh's 71.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Edinburgh's figures come from
The methodology guide shows exactly how USFS turned 2,415 counted buildings into the percentiles shown above for Edinburgh. The exposure-zones guide covers what Edinburgh's dominant minimal exposure actually means, with real examples from across the dataset.