Edgington, IL
How exposed is Edgington to wildfire?
USFS scores Edgington at the 26th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 295 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Edgington at the 27th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 83.7% of Edgington's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 16.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Edgington against the rest of the country
Compare Edgington's two percentiles: 74th within Illinois, only 26th nationally — a gap of 47 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Edgington ranks 23,281 for wildfire risk (1 is highest) and 21,751 by building count (1 is largest). Within Illinois alone, it ranks 384 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Edgington's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 83.7% of Edgington outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Edgington's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Edgington, see the exposure-zones guide.