Edgewood, MD
Edgewood, MD's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Edgewood at the 28th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 8,856 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Edgewood's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
What "at risk" means for the buildings here
8,856 buildings are counted in Edgewood, and 38% of them are Indirect exposure — ember-driven risk rather than the 26.7% in Direct exposure or the 35.3% rated Minimal. At 8,856 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Edgewood against the rest of the country
There's little gap between Edgewood's 28th national percentile and its 43rd percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Edgewood ranks 22,686 for wildfire risk (1 is highest) and 1,877 by building count (1 is largest). Within Maryland alone, it ranks 302 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Edgewood's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Edgewood (38% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Edgewood's figures come from
Edgewood's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Edgewood's dominant indirect exposure actually means, with real examples from across the dataset.