Edgewood, IN
How exposed is Edgewood to wildfire?
USFS's Wildfire Risk to Communities model puts Edgewood at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 967 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Edgewood's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
Edgewood's building exposure, zone by zone
Most of Edgewood's buildings (76.3% of 967) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Edgewood against the rest of the country
Compare Edgewood's two percentiles: 44th within Indiana, only 6th nationally — a gap of 37 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Edgewood ranks 29,496 for wildfire risk (1 is highest) and 12,170 by building count (1 is largest). Within Indiana alone, it ranks 542 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Edgewood's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 76.3% of buildings rated Minimal exposure, Edgewood gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Edgewood's figures come from
The methodology guide shows exactly how USFS turned 967 counted buildings into the percentiles shown above for Edgewood. The exposure-zones guide covers what Edgewood's dominant minimal exposure actually means, with real examples from across the dataset.