Edgewater, FL
Edgewater, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Edgewater lands at the 95th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 11,137 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Edgewater's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
What "at risk" means for the buildings here
USFS puts 58.2% of Edgewater's 11,137 buildings in the Indirect exposure zone, versus 23.4% Direct and 18.4% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 11,137 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Edgewater against the rest of the country
There's little gap between Edgewater's 95th national percentile and its 94th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Edgewater ranks 1,505 for wildfire risk (1 is highest) and 1,425 by building count (1 is largest). Within Florida alone, it ranks 64 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Edgewater
Edgewater's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 58.2% of Edgewater's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Edgewater's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Edgewater, see the exposure-zones guide.