Edgewater, AL
How exposed is Edgewater to wildfire?
Edgewater sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 475 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Edgewater at the 75th percentile, close to its 71st-percentile risk score.
Where Edgewater's buildings actually sit
Indirect exposure is dominant in Edgewater (62.3% of 475 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 37.7% sit in the Direct zone.
How Edgewater compares
Edgewater's 71st national percentile looks worse in isolation than its 50th ranking inside Alabama does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Edgewater ranks 9,001 for wildfire risk (1 is highest) and 17,794 by building count (1 is largest). Within Alabama alone, it ranks 296 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Edgewater's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Edgewater
Edgewater's 62.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Edgewater's figures come from
The methodology guide shows exactly how USFS turned 475 counted buildings into the percentiles shown above for Edgewater. The exposure-zones guide covers what Edgewater's dominant indirect exposure actually means, with real examples from across the dataset.