Edgemont, MD
Edgemont wildfire risk explained
USFS's Wildfire Risk to Communities model puts Edgemont at the 58th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 175 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Edgemont at the 54th percentile, close to its 58th-percentile risk score.
Where Edgemont's buildings actually sit
97.7% of Edgemont's 175 buildings sit in USFS's Direct exposure zone, roughly 171 structures close enough to burnable vegetation for flame contact, not just embers — 2.3% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Edgemont ranks
Compare Edgemont's two percentiles: 83rd within Maryland, only 58th nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Edgemont ranks 13,175 for wildfire risk (1 is highest) and 25,822 by building count (1 is largest). Within Maryland alone, it ranks 92 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Edgemont
Edgemont's elevated rating (58th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Edgemont's 97.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Edgemont's figures come from
The methodology guide shows exactly how USFS turned 175 counted buildings into the percentiles shown above for Edgemont. The exposure-zones guide covers what Edgemont's dominant direct exposure actually means, with real examples from across the dataset.