Edgemere, MD
Edgemere wildfire risk explained
Out of every US place USFS scores, Edgemere lands at the 32nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 5,860 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Edgemere at the 30th percentile, close to its 32nd-percentile risk score.
Where Edgemere's buildings actually sit
84.8% of Edgemere's 5,860 buildings sit in USFS's Minimal exposure zone, with only 12.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 5,860 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Edgemere against the rest of the country
Within Maryland, Edgemere ranks higher (50th percentile) than it does nationally (32nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Edgemere ranks 21,330 for wildfire risk (1 is highest) and 2,938 by building count (1 is largest). Within Maryland alone, it ranks 263 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Edgemere and the insurance market
Edgemere's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Edgemere's 84.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Edgemere's 32nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Edgemere, see the exposure-zones guide.