Eddyville, NE
How exposed is Eddyville to wildfire?
Out of every US place USFS scores, Eddyville lands at the 90th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 126 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Eddyville at the 85th percentile, close to its 90th-percentile risk score.
Eddyville's building exposure, zone by zone
Indirect exposure is dominant in Eddyville (58.7% of 126 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 41.3% sit in the Direct zone.
Where Eddyville ranks
Eddyville scores 90th nationally and 98th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eddyville ranks 3,313 for wildfire risk (1 is highest) and 27,902 by building count (1 is largest). Within Nebraska alone, it ranks 16 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 90th percentile nationally, Eddyville carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Eddyville's 58.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Eddyville's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Eddyville, see the exposure-zones guide.