Eclectic, AL
Eclectic wildfire risk explained
USFS scores Eclectic at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 894 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Eclectic's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Eclectic's building exposure, zone by zone
USFS classifies 85.4% of Eclectic's buildings as Direct exposure, higher than its 14.7% Indirect share and far above its 0% Minimal share — a profile where 763 structures sit close enough to vegetation that lot clearing matters most.
Where Eclectic ranks
There's little gap between Eclectic's 81st national percentile and its 80th percentile inside Alabama, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Eclectic ranks 5,848 for wildfire risk (1 is highest) and 12,774 by building count (1 is largest). Within Alabama alone, it ranks 120 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Eclectic's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Eclectic
With 85.4% of Eclectic in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Eclectic's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Eclectic, see the exposure-zones guide.