Eckerty, IN
Eckerty wildfire risk explained
USFS's Wildfire Risk to Communities model puts Eckerty at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 160 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Eckerty at the 26th percentile, close to its 25th-percentile risk score.
Eckerty's building exposure, zone by zone
160 buildings are counted in Eckerty, and 96.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Eckerty ranks
Eckerty's 91st-percentile standing inside Indiana outpaces its 25th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Eckerty ranks 23,693 for wildfire risk (1 is highest) and 26,424 by building count (1 is largest). Within Indiana alone, it ranks 92 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Eckerty
Eckerty's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Eckerty's 96.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Eckerty's figures come from
Eckerty's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Eckerty's dominant direct exposure actually means, with real examples from across the dataset.