Echelon, NJ
Echelon wildfire risk explained
Echelon's 2,356 buildings earn a 52nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Echelon's burn probability — fire likelihood with no building count factored in — sits at the 54th percentile nationally.
What "at risk" means for the buildings here
Echelon rates 78.4% Minimal exposure against just 21.6% Direct and 0% Indirect — of 2,356 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Echelon against the rest of the country
There's little gap between Echelon's 52nd national percentile and its 59th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Echelon ranks 15,288 for wildfire risk (1 is highest) and 6,596 by building count (1 is largest). Within New Jersey alone, it ranks 287 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Echelon's elevated rating (52nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 78.4% of buildings rated Minimal exposure, Echelon gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,356 counted buildings into the percentiles shown above for Echelon. For more on what minimal exposure implies beyond Echelon, see the exposure-zones guide.