Ebony, VA
Ebony, VA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Ebony lands at the 45th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 176 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ebony at the 46th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Ebony's buildings actually sit
USFS classifies 99.4% of Ebony's buildings as Direct exposure, higher than its 0.6% Indirect share and far above its 0% Minimal share — a profile where 175 structures sit close enough to vegetation that lot clearing matters most.
Where Ebony ranks
Ebony's risk sits at a similar level relative to Virginia (44th percentile statewide) as it does nationally (45th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ebony ranks 17,254 for wildfire risk (1 is highest) and 25,807 by building count (1 is largest). Within Virginia alone, it ranks 382 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Ebony and the insurance market
At the 45th national percentile, Ebony rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Ebony's 99.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Ebony's figures come from
Ebony's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ebony's dominant direct exposure actually means, with real examples from across the dataset.