Eatontown, NJ
How exposed is Eatontown to wildfire?
Eatontown sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,638 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eatontown at the 62nd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Eatontown's building exposure, zone by zone
Only 22% of Eatontown's 3,638 buildings carry Direct exposure and 2.5% carry Indirect; the remaining 75.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Eatontown ranks
Eatontown scores 63rd nationally and 72nd within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eatontown ranks 11,700 for wildfire risk (1 is highest) and 4,606 by building count (1 is largest). Within New Jersey alone, it ranks 196 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Eatontown
Eatontown's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 75.5% of buildings rated Minimal exposure, Eatontown gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Eatontown's figures come from
Every one of the two percentiles behind Eatontown's 11,700-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Eatontown's dominant minimal exposure actually means, with real examples from across the dataset.