Eaton, CO
Eaton wildfire risk explained
Out of every US place USFS scores, Eaton lands at the 18th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,395 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Eaton's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Where Eaton's buildings actually sit
90.8% of Eaton's 2,395 buildings sit in USFS's Minimal exposure zone, with only 9.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Eaton ranks
Eaton's 18th national percentile looks worse in isolation than its 1st ranking inside Colorado does — this place is on the milder end for its own state, by 18 points. Among the 31,521 US communities USFS scores, Eaton ranks 25,738 for wildfire risk (1 is highest) and 6,524 by building count (1 is largest). Within Colorado alone, it ranks 469 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Eaton and the insurance market
Eaton's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Eaton's 90.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Eaton's 25,738-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Eaton, see the exposure-zones guide.