East Quogue, NY
East Quogue wildfire risk explained
Out of every US place USFS scores, East Quogue lands at the 63rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 3,587 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts East Quogue at the 53rd percentile, lower than its 63rd-percentile risk score, because so much is actually built here.
Where East Quogue's buildings actually sit
USFS puts 50.2% of East Quogue's 3,587 buildings in the Indirect exposure zone, versus 35.5% Direct and 14.3% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where East Quogue ranks
East Quogue's 100th-percentile standing inside New York outpaces its 63rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, East Quogue ranks 11,546 for wildfire risk (1 is highest) and 4,671 by building count (1 is largest). Within New York alone, it ranks 9 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
East Quogue's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 50.2% of East Quogue's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind East Quogue's 11,546-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond East Quogue, see the exposure-zones guide.