East Oolitic, IN
East Oolitic wildfire risk explained
USFS scores East Oolitic at the 20th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 251 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts East Oolitic at the 21st percentile, close to its 20th-percentile risk score.
East Oolitic's building exposure, zone by zone
USFS classifies 87.7% of East Oolitic's buildings as Direct exposure, higher than its 12.4% Indirect share and far above its 0% Minimal share — a profile where 220 structures sit close enough to vegetation that lot clearing matters most.
Where East Oolitic ranks
Within Indiana, East Oolitic ranks higher (79th percentile) than it does nationally (20th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, East Oolitic ranks 25,331 for wildfire risk (1 is highest) and 23,101 by building count (1 is largest). Within Indiana alone, it ranks 204 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in East Oolitic
East Oolitic's low wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
East Oolitic's 87.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where East Oolitic's figures come from
East Oolitic's 20th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what East Oolitic's dominant direct exposure actually means, with real examples from across the dataset.